Virtual cards · $109 · Annual fee
Higher personal usage — More room for a higher-tier personal plan.
The amount is a target balance, not a credit line, a monthly allowance or a guaranteed hard spending limit.
You are using a test environment. Card and payment activity does not establish real merchant acceptance.
Buy now
- Monthly target
- $109
- Service fee · Annual fee
- $29
- First payment
- $138
Test prices for the current test environment. Check the Card Console invoice for the actual amount due.
Buy nowWhen topped up, the bill includes the actual top-up principal, 6% of that principal and $1. No top-up means no top-up fee. The annual service fee is billed separately.
Bills are issued on the first of the month in Shanghai time. The first service fee is not prorated. Bills are generated automatically, but you pay each one yourself.
This purchase opens a separate new card. It does not upgrade an existing card or transfer its funds or paid service period.
The balance is the latest observed card balance. Check its sync time; it changes with card activity and is separate from API credits.
Using your card
- Pay card invoices through Stripe or cryptocurrency, as available in Card Console. Bills are generated automatically; you pay each bill yourself.
- A merchant decides whether to accept a card. Named services are use-case examples, not acceptance guarantees.
- Card funds and billing are separate from Token Console credits and model usage.
Common questions
How do I get started?
Open Card Console, sign in and check the available tiers. This environment uses test prices; invoice creation and payment depend on the service status shown there.
Is the amount a credit limit?
No. It is a monthly target balance, not borrowed funds, a monthly allowance or a guaranteed hard spending cap.
How much is the card fee?
The test service fees and first payments are listed above. Later bills separate top-up principal and applicable fees. API credits cannot pay card invoices.
Will a named AI service accept the card?
Merchant acceptance depends on that service and cannot be guaranteed.
How do I get support?
Email support@51cowork.com for card or invoice issues. Discord: not configured. Telegram: not configured. Groups are for general discussion; do not share order or sensitive card details there.
How do I stop renewal or close a card?
Stop renewal in Card Console to stop future bills. Existing bills still need attention, and the card may be frozen after the paid service period ends. Stopping renewal does not close the card or issue a refund. Email support to request closure; fees and remaining-funds handling require confirmation. The Token Console top-up refund policy does not apply to cards.